BILL KUMM, AIF®

Bill Kumm, AIF®, Accredited Investment Fiduciary®, is the President of Financial Independence, LLC and Lead Financial Advisor with nearly four decades of experience helping individuals and business owners build, protect, and transition their wealth. He leads the firm’s strategic direction and oversees the development of comprehensive investment, estate, and risk management strategies tailored to each client’s unique goals.

A graduate of Central Michigan University with a degree in Finance, Bill entered the financial services industry in 1987 and has remained committed to one core principle throughout his career: education drives better financial decisions. Over the years, he has taught personal finance courses to thousands of individuals and business owners through colleges, public school systems, and nonprofit organizations. He believes that informed clients make more confident, disciplined decisions for their families and businesses.

Bill approaches financial planning holistically. He understands that overlooking one area of a plan can undermine the entire strategy. For that reason, he works closely with legal, tax, and insurance professionals to ensure that each client’s plan is coordinated, tax aware, and designed to manage both opportunity and risk. His focus is not only on helping clients grow wealth, but also on protecting it from the threats that can erode long term financial success.

Bill is a Registered Representative and Registered Investment Adviser Representative with Level Four Financial. He maintains Series 7, 63, and 65 securities licenses and is licensed in life, health, and disability insurance.